Shared ownership
Shared ownership
We're specialists in affordable home ownership. We help people to buy their own home in the East Midlands with full ownership and shared ownership options.
Whatever your circumstances, our friendly sales team are here to help. Whether you are ready to buy a home now, or starting to plan for the future, we would love to hear from you.
Visit our dedicated home sales website or call us today on: 0300 123 0918. You can also email us at: sales@emh.co.uk.
Right to Buy
Please note that shared owners are not eligible for the Right to Buy as this is only available to local authority tenants in rented accommodation that meet the various applicant and property criteria or, in certain circumstances, former local authority tenants through the Preserved Right to Buy. This is set out in the Government’s Right to Buy information websites – see Right to Buy: buying your council home: Overview - GOV.UK or Own Your Home | Right to Buy Scheme.
Insurance cover
As a leaseholder or shared owner emh, as your landlord, has the responsibility of insuring the property.
It is the homeowner’s responsibility to ensure that the contents of the property are insured.
You will find the policy summary below. This gives you the details of what the insurance covers and how you can make a claim.
Please note that for a claim to be considered the damage must have been caused by an event the policy covers e.g. fire, water, storm, theft etc. The policy summary has full details of the insured events.
In an emergency you should take any immediate action required to protect your property from further damage, such as boarding up, switching off gas, water or electricity.
If you require emergency assistance Arthur J Gallagher (Gallagher) will be able to assist in guiding you on the best way to secure and undertake emergency repairs, including security and weather-proofing measures. This service is provided regardless of whether an insured claim will be made or not.
To make a claim, please telephone Gallagher during office hours or if it is an emergency (e.g. your property is uninhabitable) your call will be diverted to a company called Questgate who has permission to act on our behalf.
During office hours:
- Contact Gallagher on 01245 341200
In an emergency, outside of normal office hours:
- Out of hours – calls automatically divert to Questgate.
- Confirm the name of the housing association (emh) and that cover is arranged by Gallagher and they will be able to advise and assist you.